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Raymour & Flanigan Coupon Codes + Cashback

Save with our selection of working offers for September 2026

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Kate Spade
BOOST OF THE DAY
Kate Spade

Earn 10% Cashback on Your Orders

About Raymour & Flanigan

Raymour & Flanigan is a furniture and mattress store that started in 1946 in Syracuse, NY. It now has showrooms across the Northeast and Mid-Atlantic and sells online, too. You can shop sofas, sectionals, bedroom and dining sets, and mattresses from brands like Tempur-Pedic and Beautyrest.

To get in touch, call 1-888-729-6687 or use the live chat option. The team that handles your account, a bill, or a warranty is open every day from 8 a.m. to 6 p.m. Need help while you shop? Those hours run longer every day from 7 a.m. to 1 a.m.

Raymour & Flanigan 0% financing, explained for sale shoppers

The real way to save here is to use financing on top of a sale, not instead of one. The card only spreads your payments over time, so it is not a discount by itself. What makes it useful is that the six, 12, and 18-month plans combine with sale pricing. You can buy during a sale event, take the 20% to 30% off, and still pay that discounted balance over months at zero interest.

The trap on those same plans is deferred interest. It quietly adds up the whole time at 34.99% and stays off your bill only when you clear the full balance before the promo ends. Pay one day late or leave a single dollar unpaid, and that interest gets charged back to your purchase date, with a penalty rate up to 39.99% for falling behind.

To avoid that risk entirely, the 36 and 48-month plans are true zero interest, not deferred, so no back interest can hit you later, no matter when you finish paying. Pick one of these whenever there is any chance you will need longer than 18 months to pay off.

The 72-month bedding plan is the one plan that cannot be combined with sale pricing, so taking it may mean giving up the sale discount. And do note that a $2.99 monthly paper statement fee applies unless you go paperless.

When mattress protection pays off

A delivered mattress can't be returned on its own, so the Platinum Protection Plan is your only way to swap one that feels wrong after a few nights. The plan is a one-time $37 to $150, depending on the mattress, and it unlocks the 120-day Comfort Guarantee. You sleep on it for at least 30 days, then have up to 90 more, 120 total from delivery, to reselect with a store manager.

Using the swap costs you, though. You'll need to pick a mattress priced the same or higher, pay the difference plus tax, and cover a second delivery fee on top of your first. Your box spring is also only replaced when the new mattress is a different brand, and bed frames aren't covered at all.

The plan pays off most when you buy online without lying on the mattress first, and you aren't sure about the firmness. Buyers who have already tested it in-store and feel confident get less out of the comfort guarantee and are mostly paying for the five-year stain, rip, and burn coverage. Either way, you can cancel the plan in writing within ten days of your sales ticket for a full refund, as long as no claim has been paid.

Reddit buyers warn that claims can run slow, so file the moment something goes wrong. Submit the online claim form with photos and your plan number instead of waiting on a call, and Raymour & Flanigan says it responds within 24 hours.

7 active offers3 offers added last month
Best Offer
$200 OFF

$200 Off Queen-Sized Mattresses

Ends tomorrow
50% OFF

Up to 50% Off Last Chance Closeout

Ends in 14 days
Up to 2% Cashback

Up to 2% Cashback

All year round
$25 OFF

Get $25 Off Your First Order with Email Signup

All year round
30% OFF

Up to 30% Off Labor Day Sale

Ends tomorrow
25% OFF

25% Off Recliners

Ends in 2 days
FREE DELIVERY

Free Next Day Delivery on Mattress Orders of $500 or More

Ends in 19 days
20% OFF

Up to 20% Off Rugs on Sale

Ends in 20 days

Missed these coupons?

Our team has found the below offers to no longer be valid

15% OFF
Office Sets for Up to 15% Off
30% OFF
Up to 30% Off Bedroom Sets
30% OFF
Up to 30% Off Labor Day Sale Sitewide

Frequently asked questions about Raymour & Flanigan

The best time to shop at Raymour & Flanigan

The biggest savings at Raymour & Flanigan come from storewide holiday sales, not everyday coupons. A few times a year, they take 20% to 30% off most of the store, and timing your purchase around these events is where the real savings come from.

Based on the sales we've tracked over the past year, here are the ones to wait for.

  • Friends and Family Sale: Up to 20% off your entire purchase, in store and online, for about 5 days. It tends to return in spring and fall.

  • Buy More Save More: Tiered savings of 10%, 15%, or 20% off, with the bigger discount on bigger orders.

  • Black Friday and Early Black Friday: Up to 30% off select bedroom furniture, linens, and decor, usually starting in November.

  • Holiday weekend sales: Presidents' Day, Memorial Day, and Labor Day typically bring up to 30% off storewide.

Read the fine print before you count on a price. These "percent off everything" headlines often leave brands out. A recent Memorial Day "Up to 30% Off Everything" sale in 2026 actually excluded around 70 brands. Make sure the piece you want is actually included before you shop.

Because these sales aren't on a fixed calendar, the easiest way to know when one starts is to follow Raymour & Flanigan on Facebook or Instagram. It is where they post each sale the day it begins. Turn on post notifications ahead of major holidays so you're shopping the first morning, while popular pieces are still in stock.

How to redeem a coupon code at Raymour & Flanigan

Paste your code in the "Add Coupon Code" box at checkout and watch the total drop before you pay. The steps are the same on desktop and mobile web.

  • Copy the full code from our page.

  • Add your items to the cart and go to checkout.

  • Find the "Add Coupon Code" box under the order summary.

  • Paste the code and click "Apply."

  • Make sure the new total went down before you place the order.

Codes apply to full-priced furniture only, and they won't stack with sale pricing, clearance, closeout, financing, or the price-match guarantee. That makes a sectional, bedroom set, or dining table at regular price the right place to use one, since nothing else is cutting that price yet.

A code that won't apply usually points to one of two things. Either the cart hasn't hit the minimum spend, or the item is something the offer leaves out, like clearance and special orders. Add an eligible full-priced piece to reach the minimum, or move the code onto an item that actually qualifies.

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Earn Cashback!

Sign up and get up to 2% Cashback

  • Cashback can only be combined with offers and/or coupon codes published on the Coupons.com website labeled with a "+ cashback" tag.
  • Cashback is not eligible on the purchase of gift cards.
  • Cashback will be voided on canceled, returned, and/or partially returned purchases.
  • Order details will be available in your account within 72 hours of purchase. This is an update to your account information only, separate from when you receive your payment.
  • Cashback is earned on the qualifying purchase total after any discounts and before any fees, taxes, order protection, or shipping and handling are applied.
  • Please accept the store's cookies before checking out and complete the order in a single session without leaving or switching the browser tab to ensure the transaction is tracked.
  • To be eligible for cashback, you must begin your purchase with an empty shopping cart.