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Kay Jewelers Promo Codes in October 2026

Save with our selected list of working Kay Jewelers coupons today

Shayla
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Our expert

I believe that buying a beautiful piece of jewelry should feel exciting, not expensive. I'm Shayla, and as a Coupons.com editor, my goal is to help you find real value at Kay Jewelers. For example, I recently saved over $75 on a pair of gold hoop earrings with a promo code during a Kay sale event. You can trust that I personally vet every code and work with the Kay affiliate team for insider sales. Then, I bring it all together for you here to help you make that special purchase for less.

About Kay Jewelers

Kay Jewelers has been selling fine jewelry for over 100 years. Today, they operate in more than 1000 communities across the U.S. You will find engagement rings, wedding bands, earrings, necklaces, and bracelets for every occasion.

For help with an order or question, customer support is available by email 24/7. Chat and text support are available during select hours. Video appointments and in-store consultations are also available for more personalized help.

Shipping and pickup options

Expedited shipping is Kay's primary method of delivery. It costs $9.95 for orders under $199 and is free on orders of $199 or more. Most orders arrive within two to four business days. You can get your order sooner by choosing express shipping, which costs $19.95. You'll receive your order in one to two business days. Kay has several other pickup and delivery options depending on how quickly you need your order.

Same-day in-store pickup

Place orders online and pick them up at a local store for free. Most items are ready within four hours. Orders placed outside of business hours will be ready the following morning.

Same-day delivery

This option is available in select areas for a flat fee of $29.95. To receive your order the same day, be sure to place your order by 1 p.m. local time. Enter your delivery address at checkout to confirm availability.

UPS Access Point

Eligible orders of $5000 or less can be shipped to a nearby UPS Access Point. When your order arrives, you'll get an email with a pickup code that you need in order to collect your package. Orders have to be picked up within seven days or they'll be returned to the sender.

Ship to store

If an item is not available at your local store, you can have it shipped to Kay for free. Wait for the "Ready for Pickup" email or text before you visit the store. Only the person who placed the order can collect it, and you need a valid photo ID. Orders are held for seven days.

Up to 70% off clearance

Find past-season styles at up to 70% off in the clearance section. We've seen discounts on diamonds, gold pieces, and jewelry across multiple categories.

For even more savings, certain promo codes can be applied to clearance items. Some offer up to 20% off, which can give you even more savings on already discounted pieces. Be sure to check the terms of each promo code to confirm it applies to clearance items before you check out.

6 active offers3 offers added last week
Best Offer
Last clicked 1 hour ago
50% OFF

Save Up to 50% on Online Exclusives

Ends in 3 days
Verified
Last clicked today
$50 OFF

Get $50 Off $300+ First Order with Email Signup

All year round
30% OFF

Take Up to an Extra 30% Off Select Clearance & Closeout Jewelry

Ends in 3 days
25% OFF

Get 25% Off Personalized Jewelry

Ends tomorrow
10% OFF

Save an Additional 10% on Select Pre-Owned Jewelry

Ends in 28 days
FREE SHIPPING

Free Shipping on $199+

All year round

Missed these coupons?

Our team has found the below offers to no longer be valid

30% OFF
Take Up to 30% Off Select Styles + an Extra 10% Off
30% OFF
Save Up to 30% on Select Clearance Jewelry
50% OFF
Get 50% Off 10K & 14K Gold Styles Under $2000

Frequently asked questions about Kay Jewelers

What you get with Vault Rewards

Kay Jewelers Vault Rewards membership tier comparison chart

Here's what you need to know about the free loyalty program

You can easily join Vault Rewards with a valid email address. As a member, you'll earn one Gem per $1 spent, and your Gem total determines which membership tier you reach. Gems don't have a cash value and can't be redeemed for money or merchandise. The benefits come from the tier itself.

Should you join?

It's worth joining Vault Rewards because it's free. Although you won't get a discount on every purchase, you'll still get perks at each tier, shipping benefits, and exclusive offers. It's worth joining even if you only shop at Kay occasionally, since there's no membership fee.

Financing and perks with the Kay Jewelers Credit Card

The Kay Jewelers credit card offers financing options and exclusive perks to cardholders. This is a good option if you plan to make a large purchase or shop at Kay frequently enough to benefit from the loyalty perks.

Financing

You can finance purchases of $1500 or more at 16.99% APR for 36 months. After that, the rate will increase to 29.99%, so paying off the balance within the window will save you money. At the end of September 2026, we spotted an offer for zero down financing on purchases of $300 or more.

Cardholder perks

  • $100 off $300 or more during your birthday month

  • A welcome offer for new cardholders, which is usually 10% to 15% off your first purchase depending on the current promotion

  • Access to cardholder appreciation events

  • Free express shipping

  • Wedding and anniversary band offers

  • Special offers from Loyalty Partners

  • $25 reward each year on your Vault Rewards enrollment anniversary

Vault Rewards enrollment

Once approved for a Kay credit card, you'll be automatically enrolled in Vault Rewards. A valid email address is needed to complete the enrollment process.

Apply your Kay Jewelers promo code

Redeeming a promo code at Kay Jewelers takes just a few steps.

  1. Add your items to the shopping bag

  2. Click the bag icon and "View Shopping Bag" button to view your order summary

  3. Find the "Have a Promo Code?" section

  4. Copy and paste the code into the box

  5. Select "Apply" to confirm your discount

The discount will apply to the total price as long as the code is valid and all eligibility conditions are met. This works on both the website and the mobile app.

How to return or exchange your purchase

Kay Jewelers accepts jewelry returns within 30 days and exchanges within 60 days of purchase. Watches have a 30-day window for both. You can start returns online, but exchanges need to be done in-store. Kay processes returns within five business days, and most refunds appear on your card five to seven business days after that.

Condition requirements

Send items back in their original condition with all original packaging, instructions, and paperwork. Watches have to have all their links. If you return a sized-to-order ring, the sizing fee is refunded after the return is processed.

What can't be returned or exchanged

Custom and altered jewelry can't be returned or exchanged. This includes engraved pieces, custom designs, and special ordered watches. The same applies to ear piercing earrings, gift cards, and protection plan replacement merchandise.

Online returns

Refunds for online orders go back to your original method of payment, minus delivery fees. A free prepaid return label will be available on Kay's website. If you prefer not to use that return label, one is included with your packing slip, but you'll have to pay for shipping. Drop off returns at any UPS, USPS, or FedEx location. Be sure to include your packing slip and all the original documents. Kay's quality assurance team inspects each return before your refund is issued.

Refund methods

Check and cash refunds over $500 are mailed within 21 days. Gift card purchases will be refunded as a new gift card. Trade-ins will be returned as your original item or something similar.

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