APMEX Promo Codes + Cashback

APMEX's free Bullion Club rewards you based on spending volume. However, unlocking the best perks (like the Price Match Guarantee and flash sales) requires reaching Elite Status, which usually takes tens of thousands of dollars in purchases.

Here is the loophole. Applying for the APMEX Bullion Card instantly bypasses those requirements and upgrades you to Elite Status. The card also comes with some strong perks for new applicants:

• Instant Elite Status without the heavy spending requirement.

• 15,000-point sign-up bonus when you spend $1,500 in the first 90 days.

• Each point equals $0.01, which adds up to $150 in free metals.

Based on our analysis, this strategy is only valuable for frequent, repeat precious metal stackers. If you are a casual or one-time buyer, do not open this card. Using a credit card at checkout forfeits the 4% eCheck/Wire discount, so the card's 4% rewards simply cancel out the credit card fee. If you only plan to buy once, protect your credit score, skip the Bullion Card, and pay via Bank Wire to get your 4% discount upfront.

APMEX offers a 4% discount when you skip credit cards and pay with an eCheck, paper check, or Bank Wire. That said, based on what we've seen in Reddit discussions, there are a few logistical hiccups worth knowing about before you pick a payment method. A lot of buyers aren't thrilled about using third-party services like Plaid to link their bank accounts for eChecks, so they end up mailing a paper check instead to keep their login info private. The catch? Mailing a check kicks off a 5-to-10 business day holding period while the funds clear, and APMEX won't pack up your order until then. If you want that 4% discount without the long wait, the community consensus is to go with a Bank Wire. Reviewers say wires usually clear within a few hours, which often means your order ships the next day. Just be aware that your bank may tack on a standard $25 fee to send the wire.

While APMEX explicitly forbids coupon stacking (you can only use one promo code per order), you can stack a promo code with their payment discounts. Here is our step-by-step strategy for maximum savings:

1. Copy the highest-value APMEX discount code from our page.

2. Add your items to your cart and proceed to the review screen.

3. Here's where it gets tricky, as the box is hidden under the "Apply A Coupon" menu.

4. Expand the menu, and enter the code in the "Enter Your Coupon" box

5. Click "Submit Coupon" to lower your base price.

6. During the final checkout step, bypass credit cards and select "eCheck" or "Bank Wire." This automatically slices another 4% off your newly discounted total.