Little Savings Add Up

Little Savings Add Up“A penny saved is a penny earned.” –Benjamin Franklin.

A penny may not buy you a lot these days – well, probably nothing at all, but those pennies can still add up to big bucks. This year, look for little ways you can save and I guarantee by the end of the year, your wallet will be a little fatter and your savings account a little happier.

  • Everyone loves cereal. In fact, it was the most popular coupon category of 2012. So this is a savings you don’t want to skip. If you buy a box of cereal every week and use a $1 off coupon, you’ll have an extra $52 by the end of the year and that’s just on one grocery item!
  • It’s likely you’re overdosing on laundry detergent. You don’t need to fill those little plastic cups to the brim, and if you’re using a more concentrated product, remember the idea is to use less of it! Let’s say it costs 20 cents per load and you are using 50% more than you should, bringing you to 30 cents per load. If your family does 7 loads a week, you are wasting $36.40 a year.
  • Reusable grocery bags — not only are they good for the environment, but more and more cities are making grocery stores charge for them, usually 10 cents. It may seem small, but if your family buys 5 bags of groceries a week, that’s 50 cents or another $26 a year your family can pocket.
  • Make family movie night a freebie! Ordering a movie through your cable provider costs around $4.99. Checking one out from the library is free (and only takes a little more effort). If your family rents a movie every other week, you will save $129.74 this year.
  • We tend to treat coins like garbage. We hand the clerk a $20, get our change, tuck the bills neatly into our wallet and toss the coins into the depths of our purse. Back in 2000, the U.S. Mint produced around 28 billion coins for circulation, that’s no spare change! At the end of each day, toss your change into a jar, just 45 cents a day would amount to $164.25 annually!

Final Word: By clipping cereal coupons, cutting back on detergent, reusing garbage bags, checking out movies from the library, and collecting change, you have saved $408.39 over the course of a year. And that’s just the beginning. There are hundreds of little ways you can save every day!


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