Money Minute Day 2: How to Get a Truly Free Credit Report
Checking your credit report is one of the first and most important steps to take to get your finances in order. In today’s Money Minute, learn how to get a truly free credit report, up to three times a year.
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Hi I’m Jeanette Pavini, Savings Expert for Coupons.com, here with your Money Minute. Today, spend a little time with us and we’ll show you the only way to get a truly free credit report.
Each of the nationwide credit reporting companies must provide you with a free credit report once every 12 months. That means you are entitled to a total of three free reports per year – one each from Equifax, Experian and Transunion.
The trick is they’re only required to provide it if you request it.
Go to annualcreditreport.com to order a truly free credit report
If this is your first time requesting a credit report, or it’s been awhile, you may want to get all three at once so you can compare reports.
If you’re up-to-date on your credit standing, then spread it out. That way, you can check your score about every four months to track new information and immediately dispute any errors.
You will usually get your report immediately when you order it online.
That’s your Money Minute. See you next time!