7 Strategies to Pay Your Debt Down Fast

Even with the best intentions to live debt-free somehow we create debt. In fact, the average household owes more than $6,000 to credit card companies. With holiday spending and New Year’s resolutions fresh in our mind, January is a good month to get serious about paying down your debt. Here are 7 things you should keep in mind as you tackle debt. 1. Take financial inventory. In order to pay off Read more ...

Credit Card Tips for College Students

Credit cards are not a magical piece of plastic, but they can seem that way to a cash-strapped college student. Make sure you (and your student) know all the facts about credit cards before heading off to school. It’s a lot easier to get into debt than it is to get out of it, especially if you start young. Here are some things for your student to consider.ut they can seem that way to a cash-strapped Read more ...

Finance Series – How to Cut Costs

Monthly expenses fit into one of two categories—fixed (mortgage, car payment) vs. flexible (food, cell phone plan). The bank’s not likely to flex on your house payment, but you can control how much you spend in other areas, like utilities and groceries. That’s where you can trim some fat and cut costs.   Try these ideas to amp up your money-saving mojo. Plan your menu. Look at your Read more ...

Finance Series – Take Financial Inventory

The beauty of a New Year is that it starts with a clean slate. I hate to pull out the “b” word, but now’s the perfect time to evaluate your budget and get your finances shaped up for 2012. First order of business—take inventory. Know your credit score. A good credit score can save you tens of thousands of dollars over your lifetime. AnnualCreditReport.com is the only truly free credit reporting Read more ...