The Latte Factor

Little Expenses Can Add Up to Big Savings “Beware of little expenses. A small leak will sink a great ship.” - Benjamin Franklin. You’re probably familiar with “the latte factor,” a term that refers to the big impact that little expenses can have on your bottom line. The idea is that small expenditures can add up to big savings if you’re willing to forgo (or modify) a few little indulgences Read more ...